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Bike Finance
with Klarna
Choose Klarna at the checkout and pay for your new bike at a later date – no interest*. Discover more about our adult, kids and electric bike finance options.
Bikes and electric bikes on finance
If you're anything like us, buying a new bike is one of the most exciting things you can do - though sometimes you might like a little help with managing the cost. That's why we're delighted to offer a range of bike and electric bike finance options with Klarna, so you can spread the cost of your new wheels.
Finance for electric bikes
A new electric bike is a big purchase. With the cost of living rising all the time and so many other expenses to think about, sometimes things like replacing your bike can fall to the bottom of your priority list. However, with a number of electric bike finance options available, upgrading your cycle game is easier than ever.
At Raleigh, we work with Klarna on our e-bike finance programme. Simply choose Klarna at checkout and select from the finance options to pay later, pay with three instalments, or opt for a longer monthly payment plan.
Pay later with Klarna. It's that simple.
To make finding your dream bike or electric bike even easier, we partner with payment provider Klarna to offer you three flexible pay-later options. Get approved in seconds, choose a schedule that works for you, and enjoy your new wheels.
(18+, T&C apply, Credit subject to status)
Here’s how it works:
Step 1
Add products to your cart and select Klarna at the checkout
Step 2
Enter your details and find out instantly if you’re approved
Step 3
Klarna will send you an email confirmation about your order (they’ll also send you reminders when it’s time to pay)
Step 4
You can complete any future Klarna purchases with just one click
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Our Klarna payment options
Pay in 30 days
Try your stuff out at home and make sure it’s right for you. Pay for what you keep 30 days after your order is shipped. No upfront payments, 0% interest, and no fees when you pay on time.
Pay in 3 instalments
Split your payment into 3 equal interest-free instalments. Pay a third today, a third in 30 days and the remaining balance in 60 days.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Monthly finance
Need something longer term? Apply for monthly finance at the checkout and spread your payments over 12, 24 or 36 months following a deposit, completely interest-free. Manage your payments and get payment reminders online, via email or by using the Klarna App.
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Frequently asked questions
For more information about how Klarna works, head over to our Klarna FAQs.
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Raleigh Finance options: Representative examples
Still not sure? To make things easy, we’ve put together a few examples that show how our bike finance options work, including what you’ll pay monthly and the total cost of your order.
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Spend: £495
| Term | 12 months | 24 months | 36 months |
|---|---|---|---|
| Purchase price | £495 | £495 | £495 |
| 10% Deposit | £50 | £50 | £50 |
| Total amount of credit | £445 | £445 | £445 |
| Monthly spend | £37.13 per month | £18.56 per month | £12.38 per month |
| Amount repayable | £445 | £445 | £445 |
| Total amount payable | £495 | £495 | £495 |
| Interest rate | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) |
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Spend: £1395
| Term | 12 months | 24 months | 36 months |
|---|---|---|---|
| Purchase price | £1395 | £1395 | £1395 |
| 10% Deposit | £139.50 | £139.50 | £139.50 |
| Total amount of credit | £1,255.50 | £1,255.50 | £1,255.50 |
| Monthly spend | £104.63 per month | £52.31 per month | £34.88 per month |
| Amount repayable | £1,255.50 | £1,255.50 | £1,255.50 |
| Total amount payable | £1395 | £1395 | £1395 |
| Interest rate | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) |
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Spend: £2100
| Term | 12 months | 24 months | 36 months |
|---|---|---|---|
| Purchase price | £2100 | £2100 | £2100 |
| 10% Deposit | £210 | £210 | £210 |
| Total amount of credit | £1,890 | £1,890 | £1,890 |
| Monthly spend | £157.50 per month | £78.75 per month | £52.50 per month |
| Amount repayable | £1,890 | £1,890 | £1,890 |
| Total amount payable | £2100 | £2100 | £2100 |
| Interest rate | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) | 0% Representative APR (Fixed) |
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
*Terms and Conditions
Raleigh UK Ltd, Church Street, Nottingham, NG16 3HT is authorised and regulated by the Financial Conduct Authority (Company number: 00139076) and acts as a credit intermediary and not a lender, offering credit products provided [exclusively by Klarna Bank AB (publ)] [by a limited number of finance providers, including Klarna Bank AB (publ)]. Please note that [Pay in 3 instalments] [and] [Pay in 30 days] agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply. Read more on Klarna's website here: Klarna Terms and Conditions
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply. Read more on Klarna's website here: Klarna Terms and Conditions